Terms of Use govern your use of our services

Our Terms of Use

Most Recent Update: April 25, 2019

Please read these Terms of Use (“Terms”) carefully before viewing the content and services on this website. Using the services offered by this website indicates that you accept these Terms. If you do not accept these Terms, please exit the website.

GlidePath Wealth Management (GlidePath) reserves the right to revise, amend or modify these Terms and other policies, procedures, and agreements at any time and in any manner by updating these Terms. You should visit this function from time-to-time to review current Terms because they are binding on you.

Certain terms may be superseded by expressly designated legal notices, disclosures, or terms located on particular pages on this website.

Ownership & Registration

GlidePath is a wholly owned subsidiary of PPCA Inc. an SEC registered investment advisor doing business as GlidePath Wealth Management.

Financial Advisor Agreements

You do not enter into a direct service agreement with GlidePath. GlidePath’s wealth management services are provided through your relationship with financial advisors who provide GlidePath services to their clients.

You enter into a service agreement with the financial advisor for wealth management services that are provided by GlidePath. Under no conditions does GlidePath enter into a direct service agreement with you. GlidePath has an agreement with the financial advisor that covers the use of its wealth management services that are provided to the financial advisor’s clients.

Information Only

The content on this website is for information purposes only. It should not be construed to be any type of financial, tax, or legal advice. We strongly recommend you contact a licensed, experienced professional if you are seeking this type of advice or service.

Glide Path provides strategic asset allocation models that investors or their financial advisers can choose to implement, modify, use in part, or disregard as they see fit. GlidePath does not collect or evaluate personal financial information from investors, and does not render investment advice, whether personal or impersonal. Interested parties can view sample asset allocation models tied to a selected age, set of current circumstances, and risk tolerance.

Advice and Compensation

All investment advice is provided by financial advisors who have business relationships with GlidePath. Financial advisors charge asset-based fees for their advice and services. GlidePath receives a portion of that fee as compensation for its investment management services. GlidePath does not receive any other remuneration from any other source.

Risk Warning / Financial Disclaimer

Financial investing is a speculative, risky activity. You acknowledge it is your responsibility to establish your tolerance for risk and communicate that tolerance to your investment advisor.

We do not directly or indirectly collect financial information about you and we do not make investment recommendations based on that information. We do not present or imply any intended result, return, or success.  Any type of investing, including recommendations from financial advisors, requires careful scrutiny on your part. Be aware you could lose money when you invest in the securities markets and that no financial professional can predict or promise specific rates of return in the future.  You must conduct your own due diligence before making any investment decision, so you are an informed investor.

By using GlidePath’s investment service you are acknowledging you are assume responsibility for the investment decisions that impact the performance of your assets. Under no conditions is GlidePath responsible for particular outcomes when you invest in the global securities markets.

You understand and acknowledge there is inherent risk of loss when you invest in the securities markets.

You agree that all information, opinions, news, research, analyses, prices, commentary, or other content published or accessible through this website is for informational purposes and does not constitute any form of financial, tax, or legal advice.  You understand that although we have taken reasonable measures to ensure the accuracy of the information we provide, we are not liable for any errors or loss or damage, including without limitation any loss of profit that may arise directly or indirectly from use of or reliance on information that appears on this website.

Use of Site

GlidePath is the sole owner of this website and all of the content on the website that is provided by GlidePath employees, affiliated professionals, and third parties who may contribute content from time-to-time.

GlidePath authorizes your access to view and download content, graphics, images, documents and other materials that are made available on this website for your personal, non-commercial use. You may not reproduce or publicly display, perform, or distribute or otherwise use any content for any public or commercial purpose.

Any unauthorized use of any content on this website may violate copyright, trademark, and other laws. No title or ownership of any content is transferred to you. All rights not expressly granted by GlidePath to you are retained by us.

Email Address & Telephone

GlidePath may contact you by email or telephone if you provide this information to GlidePath. You agree that you will accept all email and telephone communications from GlidePath and you will not make any claims against GlidePath if you do not receive communications from GlidePath. You agree to notify us if your email address or telephone number changes.

Free eBooks

The content in the eBooks on this website is for information purposes only. They should not be construed to be any type of financial, tax, or legal advice. We strongly recommend you contact a licensed, experienced professional if you are seeking this type of advice or service.

Restrictions on Use

This website may only be used for lawful purposes consistent with all rights of other parties and may not be used to violate any state, federal, or local laws. Unlawful activities include but are not limited to storing, distributing or transmitting any threatening, libelous, defamatory, obscene, or pornographic or any other content (by email, uploading, posting, or otherwise) in violation of privacy rights or copyright or trademark rights, or attempting to compromise the security of this website. You are expressly prohibited from violating or attempting to violate the security of this website, including, without limitation, (a) accessing data not intended for you or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan, or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, or (c) attempting to interfere with service to any other user, host, or network, including, without limitation, via means of submitting a virus to the Site, overloading, “flooding”, “spamming”, “mailbombing”, or “crashing”. Violations of system or network security may result in civil or criminal liability. GlidePath may investigate occurrences which involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting those who are involved in such violations. GlidePath requests that anyone who believes that there is a violation of these terms direct the information to info@GlidePathWM.com.

Further, except with GlidePath’s express advance written authorization, you may not use the website to: (a) upload, post, email or otherwise transmit any communications that provide any telephone numbers, street addresses, last names, URLs, or email addresses; (b) engage in commercial activities within GlidePath (such as by advertising or selling products or services or inducing other users to enroll in a promotional or money-making enterprise); or (c) solicit donations for any purpose.

Third Party Software

You may be able to download third party software from this website. If you download third party software from this website, use of the third party software is subject to the licensing terms associated with such third party software in the applicable end user software license agreement(s) that accompanies or is provided by third party software providers. You may not download or install third party software until you have read and accepted the terms of a third party software licensing agreement.

Any content, information or other communication you transmit or post on this site in any form including, but not limited to text, data, photographs, video, music, sound, chat, messages or files, will be considered non-confidential and non-proprietary communications. The interactive nature of postings on the GlidePath website make it impossible for GlidePath to assume responsibility for the materials posted. Therefore, the communications are not endorsed by GlidePath and GlidePath makes no guarantee regarding the reliability, accuracy or quality of any communications posted on this website. You acknowledge that you will evaluate and bear any risks related to your use of any communications, including any reliance on the accuracy, completeness or usefulness of such communication. All communications posted to the website are the sole responsibility of the person who originally posted the communications, and your sole recourse for any damage you may suffer as a result of communication shall be to the individual who created the communication.

GlidePath will have no obligations with respect to the communications. GlidePath and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the communications for any and all commercial or non-commercial purposes. GlidePath will own all right, title and interest, including all related intellectual property rights, to any suggestions, ideas, feedback, recommendations, or other information provided by you relating to the website and if required, you agree to assign such submissions to GlidePath free of charge. GlidePath or any of its affiliates or subcontractors may use such submissions as it deems appropriate and in its sole discretion.

If you choose to post communications on GlidePath webpages, we require that you adhere to generally accepted rules of etiquette and standards of behavior and that your use of the GlidePath website reflects your respect for the legal rights of the other users and individuals connected with GlidePath.

GlidePath may, but is not obligated to, monitor or review any areas on the website where visitors transmit or post communications or communicate solely with each other, including but not limited to chat rooms, bulletin boards or other user forums, and the content of any such communications. GlidePath reserves the right to remove any content that, in its sole judgment, may be considered to be illegal or may violate any of the terms in this document. Glidepath will have no liability related to the content of any such communications, whether or not arising under the laws of copyright, libel, privacy, obscenity, or otherwise.

Third-Party Websites

Links to third party websites on the GlidePath website are provided solely as a convenience to you. If you use these links, you will leave this website. GlidePath has not reviewed any of these third-party websites and these sites are not governed by these Terms or GlidePath’s Privacy Policy. These links may unintentionally lead to sites containing information that some may find inappropriate or offensive. GlidePath does not endorse or make any representations about any of these third-party websites, or any information, software or other products or materials found there, or any results that may be obtained from using such sites. If you decide to access any of the third-party websites linked to the GlidePath website, you do this entirely at your own risk.

Privacy Policy

You should review the GlidePath Privacy Policy, which contains a description of the information gathering and dissemination practices for this website. As a condition to the use of this site, users of this site expressly agree to the terms set forth in the GlidePath Privacy Policy, which is incorporated by reference in these terms as if they were fully set forth in these terms.

Disclaimer

You assume total responsibility and risk for your use of the site and the internet. GlidePath makes no representation, warranty, or guaranty as to the reliability, timeliness, quality, suitability, truth, availability, accuracy or completeness of the site or any content. GlidePath does not represent or warrant that:

  1. The use or operation of the site will be secure, timely, uninterrupted or error-free
  2. The site will meet your requirements or expectations
  3. Any stored content will be accurate or reliable or its integrity maintained
  4. The quality of any products, services, information, or other material purchased or obtained by you through the site will meet your requirements or expectations
  5. Errors or defects will be corrected
  6. The site or the server(s) that make the site available are free of viruses or other harmful components
  7. GlidePath has no control over and accepts no responsibility whatsoever for the content on third party sites
  8. The site and all content is provided to you strictly on an “as is” basis
  9. All conditions, representations and warranties, whether express, implied, statutory or otherwise, including, without limitation, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third party rights, are hereby disclaimed to the maximum extent permitted under applicable law by GlidePath

Limitation of Liability

Under no conditions will GlidePath its officers, directors, employees, affiliates, or other third parties mentioned on this site be liable for any damages whatsoever, including, without limitation, those resulting from lost assets, profits, data or business interruption arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the content or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the content or information from this site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof.

In no event shall GlidePath’s liability exceed the amount actually paid, if any, by you for the site’s information or services in the 12 months prior to the act that gave rise to the liability. Because some states and jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, the above limitation or exclusion may not apply to you.

Indemnification

You agree to indemnify, defend. and hold harmless GlidePath’s officers, directors and employees and affiliated third parties from and against any liabilities, losses and reasonable costs and expenses (including reasonable attorney’s fees) arising out of any claims or suits by any third party connected with or resulting from your use of this Site in any unlawful manner or in any manner inconsistent with these Terms.

Copyright Infringement

GlidePath respects the intellectual property of others, and we ask our visitors and clients to do the same. Thus, in your use of and interactions with the GlidePath website, you may not post, modify, distribute or reproduce in any way any communications that are copyrighted material belonging to others, without obtaining their prior written consent. GlidePath reserves the right, in its discretion, to remove any communications if we believe it may infringe the copyright rights of others, and/or to terminate the accounts of users who we believe to be infringers. If you believe that your work has been copied and posted on the website in a way that constitutes copyright infringement, GlidePath will respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act of 1998 (the “DMCA”), a federal law that provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. The requirements for notices under the DMCA can be found at https://www.law.cornell.edu/uscode/text/17/512. GlidePath’s agent for notice of claims of copyright or other intellectual property infringement can be reached at Info@GlidePathWM.com.

We suggest that you consult with a legal advisor before filing a notice under the DMCA. Also, be aware that there can be penalties for false claims under the DMCA.

Applicable Laws

This Site is administered by GlidePath from its offices in Scottsdale, Arizona. GlidePath makes no representation that content on its website is appropriate or available for use outside the United States, and access to the content from location where GlidePath content is illegal is prohibited. You may not use or export or re-export the content on this website or any copy or adaptation in violation of any applicable laws or regulations including without limitation U.S. export laws and regulations. If you choose to access this website from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws. These terms will be governed by and construed in accordance with the laws of the State of Arizona, without giving effect to any principles of conflicts of laws. You agree that any legal action or proceeding between you and GlidePath for any reason arising out of or relating to these terms or the parties’ obligations hereunder shall be brought exclusively in a court of competent jurisdiction sitting in the city of Scottsdale, Arizona and you submit to the jurisdiction of such court. Any cause of action or claim you may have with respect to GlidePath must be commenced within one (1) year after the claim or cause of action arises.

Violations of These Terms of Use

Report any violations of these terms, including objectionable communications or behavior, to info@GlidePathWM.com. Please state the reasons for your concern and provide a link to the communication or, if appropriate, the behavior in question. Upon receiving such a report of a possible violation, GlidePath in its sole discretion may investigate the matter and take such action as GlidePath determines to be appropriate.

Legal Disputes

This Privacy Policy will be governed by and construed in accordance with the internal laws of the State of Arizona, excluding that body of laws known as choice of law or conflict of laws. Subject to the provisions of this Section, all disputes, controversies or claims arising out of or relating to this Policy will be resolved through mandatory binding arbitration conducted in Scottsdale, Arizona before JAMS/ENDISPUTE or its successor (“JAMS”) pursuant to the United States Arbitration Act, 9 U.S.C. Section 1, et seq. (the “Act”); and (iii) this Agreement. The arbitration will be conducted in accordance with the provisions of JAMS’s Streamlined Arbitration Rules and Procedures in effect at the time of filing of the demand for arbitration (the “JAMS Rules”), subject to the provisions of this Section. The terms set forth in this Agreement will control in the event of any inconsistency between such terms and the JAMS Rules. The parties will cooperate with JAMS and with each other in promptly selecting a single arbitrator from JAMS’s panel of neutrals. If the parties fail to select an arbitrator within thirty (30) days following the date of either party’s notice of demand to conduct arbitration, then JAMS will appoint an arbitrator in accordance with the JAMS Rules. The award of the arbitrator will be in writing and will set forth findings of fact and conclusions of law. Judgment on the arbitrator’s award will be final and binding upon the parties and may be entered in any court having jurisdiction thereof. If for any reason JAMS or its successor no longer is in business, then the arbitration shall be conducted in accordance with the commercial arbitration rules of the American Arbitration Association. The arbitrator’s fees will be shared equally by the parties and each party will initially bear its own costs and attorneys’ fees, but the prevailing party shall be reimbursed by the other party for all attorney’s fees, witness fees, and arbitration costs. All papers, documents, or evidence, whether written or oral, filed with or presented in connection with the arbitration proceeding will be deemed by the parties and by the arbitrator to be confidential information of both parties. The arbitrator chosen in accordance with these provisions will not have the power to alter, amend or otherwise affect the terms of these arbitration provisions or the provisions of this Agreement. Notwithstanding the foregoing, nothing in this Section shall prevent either party from applying for and obtaining from a court a temporary restraining order and/or other injunctive relief.

General Provisions

If any provision of these terms and conditions is held invalid or unenforceable by any court of competent jurisdiction, that holding will not invalidate or render unenforceable any other provision of these terms. Notwithstanding any provision to the contrary, GlidePath will not be liable to you for any delay or interruption in performance of any obligation resulting from governmental emergency orders, judicial or government action, emergency regulations, sabotage, riots, vandalism, labor strikes or disputes, acts of god, fires, electrical failure, major computer hardware or software failures, equipment delivery delays, acts of third parties, or any other cause if the delay or interruption in performance is beyond its reasonable control. The failure of GlidePath to exercise or enforce any right or provision of these terms does not constitute a waiver of such right or provision. Except as otherwise stated above in these terms, these terms may not be waived or modified except in writing. These terms constitute the entire agreement between you and GlidePath and governs your use of the content on this website, superseding any prior agreements between you and GlidePath regarding the subject matter contained in these terms.